Retirement Concerns:
A 2009 study reveals widespread insecurity about retirement in the U.S. with more than 8 out of 10 Americans worried about their ability to retire. More than 50% of those surveyed felt that a pension would increase confidence about retirement and more than 80% believe policymakers should make it easier for employers to offer pensions. In general, key components of a retirement plan were noted as:

• Portability
• Benefits that cannot be outlived
• More self-directed investing

 Business Solutions:
Financial products that can meet these needs are already on the market. Some offer income guarantees, and the ability to self-direct conversion of retirement assets, like IRAs, into lifetime guaranteed income streams. Clearly a new world of financial planning and investing has arrived and near term needs of retiring baby boomers cannot be overlooked. VISTECH.com has been working with retirement income industry thought leaders since 1998. We have implemented and continue to enhance the technology that supports the most innovative and durable products in the retirement income space. We can leverage this experience to get your product to market faster and more efficiently.

Technology Innovation:
cEPS™ is designed and built to support today’s complex financial services products, representing the next evolution for the industry. Instead of the legacy, single-functionality systems that support the vertical products of yesterday, this next generation approach integrates life insurance, annuity, mutual fund, ETF, reverse mortgage, and other product processing components to truly create a combination product that can be sold and administered. In the investment product arena, Unified Managed Accounts (UMAs) and Separately Managed Accounts (SMAs) can be considered the first wave of such products. cEPS™ has evolved one step further by delivering the ability to include insurance components into the mix as well.

Free Web Conference:
Just fill out and submit the form above. We’ll schedule a no cost, no obligation web conference at your convenience to review the latest trends for retirement products and the only real option for implementation.

 VISTECH Dashboard

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